Can I still qualify for a top-up if I join on to a collective settlement agreement (“RCC?”)

Retiring under a collective settlement agreement will not affect your entitlement to a top-up. Top-ups are paid on all pensions that are claimed without a rate reduction and are added on automatically by age 55 at the latest for claims in 2021. Top-ups are paid on pensions claimed at age 60 or later if the member has accrued a minimum of 20 years to their career. The top-up is paid up to age 62.

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